I use Password Vault Manager, but there are a bunch of great options out there. Ain’t nobody got time for that! The best solution is to use a Password Manager, of course.
So now you have the burden of remembering them and typing them. And these days it’s just irresponsible to have a simple password, or the same password for every site you go to. There’s not a man, woman, or dog alive that enjoys typing usernames or passwords. I recently saw a post from someone that had upgraded to Windows 10 and they were lamenting that they had lost some of the saved passwords that Windows had stored.